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NO.1 A cash manager is determining the threshold over which cash concentrations will be done by
wire. An ACH transaction costs $0.50. A wire costs $12.00. Funds are available 2 days quicker by wire
and the opportunity cost of funds is 5%. What threshold should the cash
manager use?
A. $83,942
B. $41,975
C. $43,800
D. $87,600
Answer: B

CTP test questions   

NO.2 The KEY decision in using CCD+ and CTX formats for B2B payments is:
A. whether to keep the payment and remittance information together or separate.
B. whether an evaluated receipts or paid-on-production technique is being used for the transfer.
C. whether to use the Internet or an EDI spoke to transmit electronic payments.
D. whether to use an EDI or a UN/EDIFACT protocol to transfer the value electronically.
Answer: A

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